Unsecured Business Loan
Business Loans are simple, unsecured loans available to small and medium enterprises to meet their working capital needs, with monthly repayments ranging from 12 to 48 months. These loans are secured through the personal guarantees of the promoter, along with post-dated cheques (PDC) held for repayment of the monthly obligations.
Home Loan
Home Loans offer unbeatable benefits to ensure that you get the best deal without any hassle. As one of the premier finance provider companies, it`'s understood how special building a new home is, and Home Loans help lay the foundation for your dream home. Cashflow Advisors offers the most convenient home loan plans to suit your needs. With numerous attractive features in every type of home loan offered, creating the home you’ve always wanted is no longer a distant dream. Sanction approval is granted even before selecting a property.
PDC / Invoice Discounting
This product is offered to businesses to bridge the gap in day-to-day operations and help gear up the business. It allows you to borrow cash against the value of your unpaid invoices or post-dated cheques. Many clients and suppliers work with deferred invoice payment terms or post-dated cheques—often up to 120 days—which can strain finances. In such cases, we can lend you between 70-80% of the value of your unpaid invoices upfront, with the loan settled when the payment is received.
Loan against property
With this product, you can take a loan against any of your owned properties to expand your business, plan a dream wedding, fund your child`'s education, and much more. You can borrow between 60% and 80% of the existing market value of the property. You have the flexibility to choose between a Term Loan, an Overdraft Facility, or both. With an overdraft account, you only pay interest on the funds you utilize, while a Term Loan allows for a tenure ranging from 7 to 25 years, depending on your repayment capacity or income. We assure you of attractive interest rates and simple, speedy processing.
Banking Facilities
This is a very vast and specialized financing required by Small and Medium Enterprises (SME) and Corporates to expand and increase there business in multiple folds. This loan can be in the form of:
- Trade Reciept / Letter of Credit
- Bank Guarantees / Bonds
- Export Bill Discounting
- Capital Expenditure & Equipment Financing
- Loan against POS Sales
- Loan for Real Estate Funding, etc.
Construction / Project Finance
Funding is done to all types of projects like Real Estate, School, Warehouse, Labour Camp, Renovation & Modernization of a Property, Upgradation, etc based on the construction estimate of the property by the Contractor/architect.
This loan can be given on the basis of your existing income or future rentals of the property against which financing is proposed.